Mon, 25 Jan 2021

+1 805-633-0555 What is Chime ATM Limit? Resolved

24 Dec 2020, 02:02 GMT+10

Do you know, Chime supports ATM Withdrawals?

Yes! You read it right. Chime too has the feature of ATM transfers.

Hence, it is evident that Chime ATM transactions have their limits.

The Chime online bank is the most compact bank that fulfills all the contemporary world's financial requirements. It provides the features of both an offline and online bank, under one roof. Thus, Chime has now become one of the most trusted online banks. Here, we will be discussing the Chime ATM Limit. The Chime ATM Limit is imposed on all ATM transactions. The article will provide you with all the essential information regarding the same.

How does Chime ATM work?

Chime has ATMs in its own Money pass and VPN Networks. They are easily accessible

anytime. All these ATMs are fee-free and provide the best services. Following is detailed

information about Chime ATMs and their work.

ATM Locations

Chime has more than 38000 ATMs nationwide. To access their location, all you have to do is visit Chime ATM founder. It will provide you with a map that will take you to the nearest ATM. The map will be present on the bottom right corner of the screen. All these ATMs are fee-free. However, there may be charges in out of network ATMs. Another major perk is of choosing Chime is that you do not require a minimum balance fee or overdrafts.

ATM Withdrawals and Deposits

Chime withdrawals can only be accessed when they are on the Chime Spending Account.

The withdrawals cannot be accessed through the Savings Account. The Move Money

Transfers help you to transfer payments from the Savings account to the spending account. It allows a maximum of 6 Transfers.

Whereas, Chime Direct Deposits are not possible on Chime ATM. But, some retail locations help you to make your Chime Deposits. These are done in the Chime Spending Account. You can deposit a maximum of $1000 per day. The limit hikes to $10,000 for 30-31 days. You are allowed to make three deposits per hour.

Third-Party Money Transfer Limit

Third-Party money transfer networks are the ATMs that are out of Money Pass and VPN

Networks. They impose specific fees or limits. These networks help to add funds to the Chime Spending Account. The charges may either be per transaction or based on time limits on the Chime Account frequency. Some of the retailers that allow this feature are Walmart, Family Dollar, Holiday K Stores, etc.

Chime ATM Limit

The Chime ATM transaction limit is $500. It is applicable at any VPN or Money pass

Network. But, as mentioned earlier, an extra fee is charged in out of network service areas. The fee is $2.50 at any other ATM. But, it may vary depending upon the different conditions of the retailers.

Reset Chime ATM Limit

The Chime ATM limit cannot be changed manually. It can be switched only by Chime.


The easy-going environment of Chime is the primary reason for taking it to heights. The

Chime ATM transactions are straightforward and stress-free. It has its procedure and limits. The Chime ATM Limit is $500, and it is not possible to change it. The Chime members cannot increase the limit. Chime only has the power to change or improve the limit. The Chime ATM transactions are completely free. But, a fee of $2.50 is charged by ATMs outside the network areas.

Hence, a complete discussion of Chime ATM working and Chime ATM limit is done. If you want to share something in the comments section, we would love to hear it.

More Massachusetts News

Access More

Sign up for Massachusetts State News

a daily newsletter full of things to discuss over drinks.and the great thing is that it's on the house!